John Schwarz has defended individuals in foreclosure actions for over 30 years. Our attorneys and staff work for you, and we want the best outcome in your foreclosure defense case Many people now facing foreclosure were the targets of mortgage lenders' unsavory and possibly illegal practices. Ryan & Schwarz performs comprehensive loan reviews to determine if you can pursue claims for predatory lending practices such as:

• Excessive fees and costs or improper prepayment penalties
• Improper disclosures of loan term

"If you are delinquent on your mortgage and are seeking assistance, You can most likely resolve the situation yourself by contacting your lender or some of the free State and Federal Government "groups" without having to pay an attorney.

But, If you have been served with a foreclosure summons you have 20 days to file an answer with the Supreme Court to avoid your default!

The government "groups" most likely do not have attorneys in house and will NOT appear or represent you in court if your delinquency becomes an action in a court of law. In that case, we recommend retaining an attorney immediately who specializes in Foreclosure Defense to help save your home and explain your rights. You do have many options these days which we will explain in a FREE consultation should you decide to fight for your rights and save your home.

The lenders have Law firms representing them to take your home, shouldn't you have one to keep it? We're not a loan modification outfit, we're Lawyers.

For the best mortgage defense in New York State, contact John M Schwarz today.